FMR Lookup › Pennsylvania › Philadelphia-Camden-Wilmington
Section 8 Fair Market Rent in Philadelphia-Camden-Wilmington, PA-DE-MD-NJ (FY2026)
HUD's official FY2026 Fair Market Rents for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2026 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $1,397 | $1,257 – $1,537 |
| 1 bedroom | $1,520 | $1,368 – $1,672 |
| 2 bedrooms | $1,810 | $1,629 – $1,991 |
| 3 bedrooms | $2,170 | $1,953 – $2,387 |
| 4 bedrooms | $2,423 | $2,181 – $2,665 |
Source: HUD User — FY 2026 Fair Market Rents. FY2026 FMRs are effective October 1, 2025. Retrieved 2026-06-11.
How this market compares
The 2-bedroom FMR here is $1,810 — 75% above the Pennsylvania median of $1,033 across all 52 FMR areas in the state.
Counties and towns covered
The Philadelphia-Camden-Wilmington, PA-DE-MD-NJ FMR area is a metro area covering: New Castle County, Cecil County, Burlington County, Camden County, Gloucester County, Salem County, Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Philadelphia-Camden-Wilmington: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Pennsylvania markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Allentown-Bethlehem-Easton | $1,341 | $1,634 | $2,087 |
| Reading | $1,237 | $1,575 | $1,937 |
| Monroe County | $1,165 | $1,529 | $1,974 |
| Lancaster | $1,220 | $1,526 | $1,980 |
| Pike County | $1,205 | $1,496 | $2,063 |
| Harrisburg-Carlisle | $1,212 | $1,493 | $1,920 |
All 52 Pennsylvania FMR areas →
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Philadelphia-Camden-Wilmington.