About this site

Section8Lookup.com is built by real-estate investors who buy and operate rentals — starting in Texas, expanding across the South and Midwest. The tools here are the ones we use to screen our own deals — published because most rental calculators online are generic and most FMR pages bury the number you came for.

Section8Lookup.com is operated by Atlantic Wind Capital Corp.

Data sources

Fair Market Rents are the official FY2026 figures from HUD User (FY2026 FMRs are effective October 1, 2025; retrieved 2026-06-11). We refresh the dataset each fall when HUD publishes the new fiscal-year FMRs. Every FMR area in the country is covered — all 2,622 of them.

FMR is published at the FMR-area level (metro or county), not by ZIP code. What a voucher actually pays in your unit depends on the local housing authority's payment standard and rent-reasonableness review — always confirm with the housing authority.

How the calculators work

Standard formulas, no magic: amortized payment math for the mortgage, NOI ÷ debt service for DSCR, annual cash flow ÷ cash invested for cash-on-cash. The math is unit-tested against hand-worked examples. The commentary around the numbers is our operating opinion — take it as that, not as financial or lending advice.