FMR Lookup › Indiana › Elkhart-Goshen
Section 8 Fair Market Rent in Elkhart-Goshen, IN (FY2026)
HUD's official FY2026 Fair Market Rents for the Elkhart-Goshen, IN MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2026 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $968 | $871 – $1,065 |
| 1 bedroom | $992 | $893 – $1,091 |
| 2 bedrooms | $1,183 | $1,065 – $1,301 |
| 3 bedrooms | $1,553 | $1,398 – $1,708 |
| 4 bedrooms | $1,581 | $1,423 – $1,739 |
Source: HUD User — FY 2026 Fair Market Rents. FY2026 FMRs are effective October 1, 2025. Retrieved 2026-06-11.
How this market compares
The 2-bedroom FMR here is $1,183 — 22% above the Indiana median of $971 across all 73 FMR areas in the state.
Counties and towns covered
The Elkhart-Goshen, IN FMR area is a metro area covering: Elkhart County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Elkhart-Goshen: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Indiana markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Jasper County | $895 | $1,174 | $1,535 |
| Anderson | $919 | $1,206 | $1,594 |
| Bloomington | $1,072 | $1,210 | $1,572 |
| Michigan City-La Porte | $953 | $1,152 | $1,454 |
| Kosciusko County | $881 | $1,142 | $1,385 |
| Lafayette-West Lafayette | $1,032 | $1,242 | $1,489 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Elkhart-Goshen.