FMR Lookup › Indiana › Elkhart-Goshen
Section 8 Fair Market Rent in Elkhart-Goshen, IN (FY2027)
HUD's official FY2027 Fair Market Rents for the Elkhart-Goshen, IN MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2027 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $1,008 | $907 – $1,109 |
| 1 bedroom | $1,048 | $943 – $1,153 |
| 2 bedrooms | $1,253 | $1,128 – $1,378 |
| 3 bedrooms | $1,653 | $1,488 – $1,818 |
| 4 bedrooms | $1,752 | $1,577 – $1,927 |
Source: HUD User — FY 2027 Fair Market Rents. FY2027 FMRs are effective October 1, 2026. FY2027 FMRs take effect October 1, 2026; until that date, the prior FY2026 schedule remains in effect. Retrieved 2026-09-07.
How this market compares
The 2-bedroom FMR here is $1,253 — 21% above the Indiana median of $1,039 across all 73 FMR areas in the state.
Counties and towns covered
The Elkhart-Goshen, IN FMR area is a metro area covering: Elkhart County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Elkhart-Goshen: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Indiana markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Bloomington | $1,096 | $1,252 | $1,601 |
| Fort Wayne | $1,026 | $1,248 | $1,534 |
| Michigan City-La Porte | $1,031 | $1,245 | $1,525 |
| Tipton County | $947 | $1,239 | $1,476 |
| Lafayette-West Lafayette | $1,070 | $1,273 | $1,517 |
| Louisville | $1,058 | $1,276 | $1,629 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Elkhart-Goshen.