FMR Lookup › Kentucky › Louisville
Section 8 Fair Market Rent in Louisville, KY-IN (FY2027)
HUD's official FY2027 Fair Market Rents for the Louisville, KY-IN HUD Metro FMR Area, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2027 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $976 | $878 – $1,074 |
| 1 bedroom | $1,058 | $952 – $1,164 |
| 2 bedrooms | $1,276 | $1,148 – $1,404 |
| 3 bedrooms | $1,629 | $1,466 – $1,792 |
| 4 bedrooms | $1,874 | $1,687 – $2,061 |
Source: HUD User — FY 2027 Fair Market Rents. FY2027 FMRs are effective October 1, 2026. FY2027 FMRs take effect October 1, 2026; until that date, the prior FY2026 schedule remains in effect. Retrieved 2026-09-07.
How this market compares
The 2-bedroom FMR here is $1,276 — 40% above the Kentucky median of $909 across all 101 FMR areas in the state.
Counties and towns covered
The Louisville, KY-IN FMR area is a metro area covering: Clark County, Floyd County, Harrison County, Bullitt County, Henry County, Jefferson County, Oldham County, Spencer County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Louisville: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Kentucky markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Clarksville | $1,068 | $1,307 | $1,786 |
| Livingston County | $937 | $1,220 | $1,454 |
| Bowling Green | $1,020 | $1,199 | $1,438 |
| Ballard County | $902 | $1,180 | $1,406 |
| Trimble County | $898 | $1,175 | $1,407 |
| Calloway County | $883 | $1,155 | $1,376 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Louisville.