FMR Lookup › New York › Utica-Rome
Section 8 Fair Market Rent in Utica-Rome, NY (FY2026)
HUD's official FY2026 Fair Market Rents for the Utica-Rome, NY MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2026 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $899 | $809 – $989 |
| 1 bedroom | $926 | $833 – $1,019 |
| 2 bedrooms | $1,172 | $1,055 – $1,289 |
| 3 bedrooms | $1,405 | $1,265 – $1,546 |
| 4 bedrooms | $1,623 | $1,461 – $1,785 |
Source: HUD User — FY 2026 Fair Market Rents. FY2026 FMRs are effective October 1, 2025. Retrieved 2026-06-11.
How this market compares
The 2-bedroom FMR here is $1,172 — 1% below the New York median of $1,185 across all 39 FMR areas in the state.
Counties and towns covered
The Utica-Rome, NY FMR area is a metro area covering: Herkimer County, Oneida County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Utica-Rome: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable New York markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Seneca County | $921 | $1,169 | $1,550 |
| Genesee County | $953 | $1,168 | $1,400 |
| Essex County | $903 | $1,185 | $1,455 |
| Schuyler County | $875 | $1,148 | $1,508 |
| Cortland County | $960 | $1,198 | $1,510 |
| Cayuga County | $889 | $1,124 | $1,463 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Utica-Rome.