FMR Lookup › New York › Utica-Rome
Section 8 Fair Market Rent in Utica-Rome, NY (FY2027)
HUD's official FY2027 Fair Market Rents for the Utica-Rome, NY MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2027 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $857 | $771 – $943 |
| 1 bedroom | $946 | $851 – $1,041 |
| 2 bedrooms | $1,210 | $1,089 – $1,331 |
| 3 bedrooms | $1,442 | $1,298 – $1,586 |
| 4 bedrooms | $1,636 | $1,472 – $1,800 |
Source: HUD User — FY 2027 Fair Market Rents. FY2027 FMRs are effective October 1, 2026. FY2027 FMRs take effect October 1, 2026; until that date, the prior FY2026 schedule remains in effect. Retrieved 2026-09-07.
How this market compares
The 2-bedroom FMR here is $1,210 — right at the New York median of $1,205 across all 39 FMR areas in the state.
Counties and towns covered
The Utica-Rome, NY FMR area is a metro area covering: Herkimer County, Oneida County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Utica-Rome: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable New York markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Clinton County | $942 | $1,205 | $1,436 |
| Binghamton | $954 | $1,219 | $1,535 |
| Otsego County | $961 | $1,235 | $1,472 |
| Schuyler County | $902 | $1,180 | $1,445 |
| Cortland County | $940 | $1,171 | $1,473 |
| Essex County | $895 | $1,171 | $1,425 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Utica-Rome.