FMR Lookup › North Carolina › Charlotte-Concord-Gastonia
Section 8 Fair Market Rent in Charlotte-Concord-Gastonia, NC-SC (FY2026)
HUD's official FY2026 Fair Market Rents for the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2026 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $1,469 | $1,322 – $1,616 |
| 1 bedroom | $1,538 | $1,384 – $1,692 |
| 2 bedrooms | $1,686 | $1,517 – $1,855 |
| 3 bedrooms | $2,076 | $1,868 – $2,284 |
| 4 bedrooms | $2,637 | $2,373 – $2,901 |
Source: HUD User — FY 2026 Fair Market Rents. FY2026 FMRs are effective October 1, 2025. Retrieved 2026-06-11.
How this market compares
The 2-bedroom FMR here is $1,686 — 69% above the North Carolina median of $998 across all 83 FMR areas in the state.
Counties and towns covered
The Charlotte-Concord-Gastonia, NC-SC FMR area is a metro area covering: Cabarrus County, Gaston County, Mecklenburg County, Union County, York County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Charlotte-Concord-Gastonia: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable North Carolina markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Gates County | $1,513 | $1,709 | $2,364 |
| Durham-Chapel Hill | $1,507 | $1,711 | $2,117 |
| Virginia Beach-Norfolk-Newport News | $1,512 | $1,713 | $2,376 |
| Wilmington | $1,513 | $1,659 | $2,178 |
| Raleigh-Cary | $1,596 | $1,750 | $2,196 |
| Asheville | $1,674 | $1,835 | $2,231 |
All 83 North Carolina FMR areas →
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Charlotte-Concord-Gastonia.