FMR Lookup › North Carolina › Charlotte-Concord-Gastonia
Section 8 Fair Market Rent in Charlotte-Concord-Gastonia, NC-SC (FY2027)
HUD's official FY2027 Fair Market Rents for the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2027 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $1,574 | $1,417 – $1,731 |
| 1 bedroom | $1,640 | $1,476 – $1,804 |
| 2 bedrooms | $1,785 | $1,607 – $1,964 |
| 3 bedrooms | $2,179 | $1,961 – $2,397 |
| 4 bedrooms | $2,773 | $2,496 – $3,050 |
Source: HUD User — FY 2027 Fair Market Rents. FY2027 FMRs are effective October 1, 2026. FY2027 FMRs take effect October 1, 2026; until that date, the prior FY2026 schedule remains in effect. Retrieved 2026-09-07.
How this market compares
The 2-bedroom FMR here is $1,785 — 70% above the North Carolina median of $1,050 across all 83 FMR areas in the state.
Counties and towns covered
The Charlotte-Concord-Gastonia, NC-SC FMR area is a metro area covering: Cabarrus County, Gaston County, Mecklenburg County, Union County, York County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Charlotte-Concord-Gastonia: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable North Carolina markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Durham-Chapel Hill | $1,554 | $1,745 | $2,161 |
| Wilmington | $1,566 | $1,705 | $2,238 |
| Asheville | $1,714 | $1,866 | $2,223 |
| Raleigh-Cary | $1,552 | $1,689 | $2,103 |
| Virginia Beach-Norfolk-Newport News | $1,488 | $1,667 | $2,298 |
| Gates County | $1,489 | $1,665 | $2,291 |
All 83 North Carolina FMR areas →
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Charlotte-Concord-Gastonia.