FMR Lookup › Missouri › St. Joseph
Section 8 Fair Market Rent in St. Joseph, MO-KS (FY2026)
HUD's official FY2026 Fair Market Rents for the St. Joseph, MO-KS MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2026 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $774 | $697 – $851 |
| 1 bedroom | $832 | $749 – $915 |
| 2 bedrooms | $1,077 | $969 – $1,185 |
| 3 bedrooms | $1,363 | $1,227 – $1,499 |
| 4 bedrooms | $1,566 | $1,409 – $1,723 |
Source: HUD User — FY 2026 Fair Market Rents. FY2026 FMRs are effective October 1, 2025. Retrieved 2026-06-11.
How this market compares
The 2-bedroom FMR here is $1,077 — 21% above the Missouri median of $888 across all 95 FMR areas in the state.
Counties and towns covered
The St. Joseph, MO-KS FMR area is a metro area covering: Doniphan County, Andrew County, Buchanan County, DeKalb County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in St. Joseph: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Missouri markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Pulaski County | $809 | $1,062 | $1,477 |
| Springfield | $883 | $1,095 | $1,498 |
| Howard County | $796 | $1,044 | $1,252 |
| Callaway County | $794 | $1,042 | $1,249 |
| Taney County | $784 | $1,029 | $1,329 |
| Columbia | $1,011 | $1,160 | $1,573 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving St. Joseph.