FMR Lookup › Minnesota › Duluth
Section 8 Fair Market Rent in Duluth, MN-WI (FY2027)
HUD's official FY2027 Fair Market Rents for the Duluth, MN-WI MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2027 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $841 | $757 – $925 |
| 1 bedroom | $961 | $865 – $1,057 |
| 2 bedrooms | $1,207 | $1,086 – $1,328 |
| 3 bedrooms | $1,671 | $1,504 – $1,838 |
| 4 bedrooms | $2,017 | $1,815 – $2,219 |
Source: HUD User — FY 2027 Fair Market Rents. FY2027 FMRs are effective October 1, 2026. FY2027 FMRs take effect October 1, 2026; until that date, the prior FY2026 schedule remains in effect. Retrieved 2026-09-07.
How this market compares
The 2-bedroom FMR here is $1,207 — 18% above the Minnesota median of $1,022 across all 73 FMR areas in the state.
Counties and towns covered
The Duluth, MN-WI FMR area is a metro area covering: Carlton County, St. Louis County, Douglas County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Duluth: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Minnesota markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Rice County | $937 | $1,226 | $1,621 |
| Beltrami County | $940 | $1,230 | $1,466 |
| Mankato | $1,023 | $1,230 | $1,703 |
| St. Cloud | $961 | $1,233 | $1,656 |
| Crow Wing County | $899 | $1,172 | $1,407 |
| Goodhue County | $966 | $1,172 | $1,613 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Duluth.