FMR Lookup › Minnesota › Duluth
Section 8 Fair Market Rent in Duluth, MN-WI (FY2026)
HUD's official FY2026 Fair Market Rents for the Duluth, MN-WI MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2026 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $849 | $764 – $934 |
| 1 bedroom | $978 | $880 – $1,076 |
| 2 bedrooms | $1,232 | $1,109 – $1,355 |
| 3 bedrooms | $1,689 | $1,520 – $1,858 |
| 4 bedrooms | $2,067 | $1,860 – $2,274 |
Source: HUD User — FY 2026 Fair Market Rents. FY2026 FMRs are effective October 1, 2025. Retrieved 2026-06-11.
How this market compares
The 2-bedroom FMR here is $1,232 — 27% above the Minnesota median of $973 across all 73 FMR areas in the state.
Counties and towns covered
The Duluth, MN-WI FMR area is a metro area covering: Carlton County, St. Louis County, Douglas County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Duluth: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Minnesota markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| St. Cloud | $919 | $1,206 | $1,604 |
| Lake County | $973 | $1,277 | $1,531 |
| Rice County | $905 | $1,187 | $1,534 |
| Mankato | $977 | $1,171 | $1,629 |
| La Crosse-Onalaska | $889 | $1,166 | $1,515 |
| Steele County | $870 | $1,142 | $1,549 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Duluth.