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Section 8 Fair Market Rent in Chicago-Joliet-Naperville, IL (FY2027)
HUD's official FY2027 Fair Market Rents for the Chicago-Joliet-Naperville, IL HUD Metro FMR Area, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2027 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $1,678 | $1,510 – $1,846 |
| 1 bedroom | $1,780 | $1,602 – $1,958 |
| 2 bedrooms | $2,011 | $1,810 – $2,212 |
| 3 bedrooms | $2,586 | $2,327 – $2,845 |
| 4 bedrooms | $2,954 | $2,659 – $3,249 |
Source: HUD User — FY 2027 Fair Market Rents. FY2027 FMRs are effective October 1, 2026. FY2027 FMRs take effect October 1, 2026; until that date, the prior FY2026 schedule remains in effect. Retrieved 2026-09-07.
How this market compares
The 2-bedroom FMR here is $2,011 — 115% above the Illinois median of $935 across all 83 FMR areas in the state.
Counties and towns covered
The Chicago-Joliet-Naperville, IL FMR area is a metro area covering: Cook County, DuPage County, Kane County, Lake County, McHenry County, Will County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Chicago-Joliet-Naperville: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Illinois markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Kendall County | $1,790 | $2,341 | $3,042 |
| Grundy County | $1,233 | $1,613 | $2,219 |
| DeKalb County | $1,155 | $1,481 | $2,006 |
| Kankakee | $1,031 | $1,349 | $1,775 |
| St. Louis | $1,104 | $1,349 | $1,731 |
| Bloomington | $996 | $1,287 | $1,685 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Chicago-Joliet-Naperville.