FMR Lookup › Alabama › Florence-Muscle Shoals
Section 8 Fair Market Rent in Florence-Muscle Shoals, AL (FY2026)
HUD's official FY2026 Fair Market Rents for the Florence-Muscle Shoals, AL MSA, by bedroom count. These figures set the baseline for what the Housing Choice Voucher program pays landlords in this area.
| Unit size | FY2026 FMR | Payment standard range (90–110%) |
|---|---|---|
| Studio / efficiency | $698 | $628 – $768 |
| 1 bedroom | $775 | $698 – $853 |
| 2 bedrooms | $1,000 | $900 – $1,100 |
| 3 bedrooms | $1,242 | $1,118 – $1,366 |
| 4 bedrooms | $1,409 | $1,268 – $1,550 |
Source: HUD User — FY 2026 Fair Market Rents. FY2026 FMRs are effective October 1, 2025. Retrieved 2026-06-11.
How this market compares
The 2-bedroom FMR here is $1,000 — 19% above the Alabama median of $837 across all 55 FMR areas in the state.
Counties and towns covered
The Florence-Muscle Shoals, AL FMR area is a metro area covering: Colbert County, Lauderdale County. One FMR applies across the whole area — HUD does not publish separate figures per city or ZIP here (some large metros have Small Area FMRs by ZIP; check with the local housing authority).
What a landlord actually collects
FMR is the baseline, not the contract rent. The local housing authority sets a payment standard between 90% and 110% of FMR (the range in the table above), and your unit must pass a rent-reasonableness comparison against similar unassisted rentals nearby. The voucher then covers the gap between the tenant's share (roughly 30% of their income) and the approved rent.
Run the numbers for a deal in Florence-Muscle Shoals: Section 8 vs market rent, DSCR, or cash-on-cash return.
Comparable Alabama markets by 2BR FMR
| FMR area | 1 BR | 2 BR | 3 BR |
|---|---|---|---|
| Chambers County | $770 | $1,002 | $1,265 |
| Macon County | $758 | $995 | $1,222 |
| Montgomery | $870 | $1,016 | $1,304 |
| Washington County | $818 | $983 | $1,292 |
| Chilton County | $739 | $970 | $1,274 |
| Anniston-Oxford | $757 | $962 | $1,300 |
Informational only — not financial, legal, or lending advice. Confirm current payment standards with the housing authority serving Florence-Muscle Shoals.